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Saturday, December 5, 2009

Say NO to home repossession!

Ranch style home in North Salinas, California
Everybody knows that a mortgage is a big financial commitment and we know how unpleasant it can be when it all goes wrong. Everybody knows someone who has lost their house or, worse, it happened to you. A decision made under pressure, is often a wrong decision and that could make things worse. For example, some have let themselves be persuaded to sell their home at a very low price.

Arrears and debts are the most familiar causes for a home repossession. For thousands of people this is a daily occurrence. Illness, death and injuries are other reasons for falling behind with mortgage payments and any other debts become a burden. In these situations, time truly is money. Making things right again takes experience, advice, commitment and strong connections. Things need to get done quickly and efficiently , i.e. a family is about to loose their house and with it, maybe the rest of their happiness.

For all of us, life is very precious and we don't want sudden upheavals to destroy it. Ignoring the signs will not make the problem disappear. Not taking action early enough is sure to end in the loss of your home. Do not take a risk that will harm your credit rating and destitute you and your family.

Get some help immediately! There are reputable firms of solicitors who will advise you on matters such as how to stop any repossession proceedings or help you find suitable alternatives that meet your needs and the needs of your loved ones. There are also non-profit making organisations set up to stop unscrupulous sharks buying your home for cheap with a pretence of selling or renting back to you. You can contact them at anytime and settle a first meeting (you might get a free consultation), just don't wait till it's too late!

They also give housing advice, in terms of your rights under housing legislation. If you have already lost your home and have young children, are sick or disabled or are elderly, then you may be entitled to assistance from your local council. You may become entitled to housing benefit or are entitled to some other form of help. Professional help might just save your life .

Remember that taking action early is a key factor in averting disaster. So, to get a fresh start and prevent the court appointed bailiffs coming to your home, contact the right people and organisation! NOW!

Speaking about the bailiffs, they can physically remove you from your home. They can use necessary force too enter the property and can remove anyone living there. But there are many people who don't know under what circumstances these things should happen and how bailiffs ought to handle the situation. Till you get somerepossession help or advise, we want to offer you some information about this, because it can happen... tomorrow. The bailiffs have to act reasonably and mustn't use unreasonable force. The locks will normally be changed to ensure you can't get back in, even if you are not in the property when the bailiffs arrive. If they think you might try to stop them from getting in, they can ask the police to be present, in case there is any disturbance. The police aren't allowed to help the bailiffs with the eviction, but can and will arrest anyone who is violent.

It is hard facing bailiffs and facing up to your problems takes courage. The first step is often the hardest part! Get some help to keep your home and stop repossession!


Help Stop Repossession is a non profit making site offering impartial advice about home repossession which allows you to make the correct choices concerning your own circumstances:http://www.helpstoprepossession.com
 
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